Landed a project but don’t have a registered company? You can still invoice professionally and get paid—without setting up a legal entity. This guide explains how the Merchant of Record (MoR/reseller) model works, what to include on an invoice, tax notes, and how to send your first invoice in minutes.
Payment requests are fine for tiny gigs, but most companies need a tax-compliant invoice for accounting and audits. Without it, you may look unprofessional and miss out on bigger clients.
With a MoR platform, you operate like a company without forming one.
How it works (4 steps):
What this solves: client-side tax/VAT handling on the invoice, cross-border payment rails, and a single professional invoice your client can book immediately.
Marketplaces (e.g., gig platforms): Built-in invoicing but higher fees/constraints.
Q1. Can I legally invoice without a company?
Yes. Many clients require a company-issued invoice. A MoR platform issues it on your behalf under its legal entity, while you remain the service provider.
Q2. What must be on a valid invoice?
Number, date, client details, service description, amount/terms, and issuer’s legal info (MoR entity). VAT fields if applicable.
Q3. How are taxes handled?
The MoR invoice covers client-side VAT where needed. Your payout = your income, so you handle your personal income tax locally.
Q4. Is this expensive?
No setup or monthly fees—typically a small percentage per invoice. You only pay when you get paid.
Q5. Is this the same as Employer of Record (EOR)?
No. EOR = employment/payroll. MoR = commercial invoicing/reseller. Different legal models.
Q6. Do I need a VAT number?
Not to use a MoR platform. The invoice is issued by the MoR. Your personal VAT obligations depend on your country and activity—ask your accountant.
Q7. Can I invoice EU/UK/US clients this way?
Yes. MoR works for cross-border B2B. VAT treatment depends on the service and jurisdictions.
Q8. How fast can I send my first invoice?
~5 minutes after sign-up and KYC, assuming you have client details and scope ready.
Q9. What about chargebacks and payment risks?
MoR platforms provide dispute handling and compliant rails, improving approval and settlement.
Q10. Will my client see me as the supplier?
Yes—you’re the service provider. The MoR issues and collects the invoice as reseller, then pays you.
Work globally without opening a company.
[Create Your First Invoice for Free]
Payment requests are fine for tiny gigs, but most companies need a tax-compliant invoice for accounting and audits. Without it, you may look unprofessional and miss out on bigger clients.
With a MoR platform, you operate like a company without forming one.
How it works (4 steps):
What this solves: client-side tax/VAT handling on the invoice, cross-border payment rails, and a single professional invoice your client can book immediately.
Marketplaces (e.g., gig platforms): Built-in invoicing but higher fees/constraints.
Q1. Can I legally invoice without a company?
Yes. Many clients require a company-issued invoice. A MoR platform issues it on your behalf under its legal entity, while you remain the service provider.
Q2. What must be on a valid invoice?
Number, date, client details, service description, amount/terms, and issuer’s legal info (MoR entity). VAT fields if applicable.
Q3. How are taxes handled?
The MoR invoice covers client-side VAT where needed. Your payout = your income, so you handle your personal income tax locally.
Q4. Is this expensive?
No setup or monthly fees—typically a small percentage per invoice. You only pay when you get paid.
Q5. Is this the same as Employer of Record (EOR)?
No. EOR = employment/payroll. MoR = commercial invoicing/reseller. Different legal models.
Q6. Do I need a VAT number?
Not to use a MoR platform. The invoice is issued by the MoR. Your personal VAT obligations depend on your country and activity—ask your accountant.
Q7. Can I invoice EU/UK/US clients this way?
Yes. MoR works for cross-border B2B. VAT treatment depends on the service and jurisdictions.
Q8. How fast can I send my first invoice?
~5 minutes after sign-up and KYC, assuming you have client details and scope ready.
Q9. What about chargebacks and payment risks?
MoR platforms provide dispute handling and compliant rails, improving approval and settlement.
Q10. Will my client see me as the supplier?
Yes—you’re the service provider. The MoR issues and collects the invoice as reseller, then pays you.
Work globally without opening a company.
[Create Your First Invoice for Free]
