Xolo Go vs Remotify (2026): Which Is Cheaper for Freelancers?

 

Freelancers and small business owners often juggle multiple responsibilities, from client work to managing finances. Invoicing, tax compliance, and financial organization are essential aspects of this juggling act. Fortunately, there are specialized platforms like Xolo and Remotify designed to simplify these processes. In this article, we’ll dive deeper into the comparison between Xolo and Remotify, helping you choose the ideal solution for your freelancing or small business needs.

 

Both Remotify and Xolo are innovative platforms that provide to create invoices and receive payments without registering a company from clients, Remotify being a particularly cost-effective option

 

Xolo vs Remotify: Side-by-side comparison

Why Remotify is the best alternative to Xolo?

  Xolo Remotify
USP Virtual company for freelancers  Create invoices without registering a company
Eligibility 100+ countries  100+ countries
Who is it best for?  Freelance service providers looking for a convenient global invoicing app with integrated banking.  Remotify is best suited for freelancers and small businesses seeking streamlined invoicing and payment tracking solutions without registering a company.
Setup time & ease  1 Business Day 
To start using Xolo Go, you’ll only need a valid email address and a copy of your ID.
Once you’re done with the account setup, you can start invoicing clients immediately. 
10 minutes
To start using Remotify, you can sign up for an account on our website, choose a pricing plan that suits your needs, and begin customizing your invoicing workflows to get started with efficient billing and payment tracking.
Customizable invoices

✔️

✔️
Invoice count Unlimited Unlimited
Recurring invoices ✔️
Program repeat invoices to specific clients to be auto-dispatched every week/month.
✔️ 
Remotify provides the functionality to set up and automate recurring invoices for your clients, making it easier to manage regular billing cycles and ensuring timely payments.
Automated VAT calculations ✔️ ✔️
Supported payment methods Bank transfers
Debit and credit cards
Work only with SEPA Bank Account
PayPal
SWIFT
SEPA Bank Transfer
Bank Transfers
Credit cards (EUR)
Number of supported Currencies Seven 
EUR, USD, CAD, CHF, GBP, PLN, and SEK.
Pay IN : USD, EUR, GBP, TRY
Pay Out : USD, EUR, GBP,TRY  +30 Currencies
Transaction fees Flat rate of 5.9% per paid invoice.
Extra 1.9% charge for card payment processing 
Remotify fees start from 2.5% of the total amount from the billing party. The commission rate varies based on the transaction volume.
Integrated business banking ✔️
Receive a business bank account number (IBAN) to receive client payments, as well as tools to process card payments. 
❌
You’ll need to provide your IBAN number to receive bank transfers from clients. 
Payout time to bank account 1 business day  1 business day in Europe
Swift payments 2 business days 
Invoice reminders ✔️
Auto-send payment reminders on every overdue invoice. 
✔️
Remotify typically allows users to set due dates for their invoices. The system then automatically sends reminders to your clients as the due date approaches or becomes overdue.
Xolo vs. Remotify

Remotify emerges as a strong alternative to Xolo, offering distinct advantages that cater to the unique needs of freelancers and small businesses. Here’s why Remotify stands out as an excellent choice:

    1. Streamlined Invoicing Focus: Remotify excels in streamlining the invoicing process. Its customizable workflows and specialized invoicing tools are designed with freelancers and small businesses in mind. This narrow focus results in an intuitive, user-friendly platform that simplifies billing and payment tracking.
    2. Customization: Remotify’s strength lies in its ability to adapt to your specific needs. It offers customizable invoice templates and automated invoicing, allowing you to fine-tune your invoicing process to match your unique services and client relationships. This level of flexibility empowers users to create invoices that align precisely with their brand and business requirements.
    3. Cost-Effective Solution: Remotify often provides a more budget-friendly option, making it ideal for freelancers and small businesses conscious of their expenses. While Xolo offers a broader suite of services, Remotify’s specialized focus on invoicing can lead to cost savings without sacrificing essential invoicing features.
    4. Targeted Features: Remotify’s feature set aligns perfectly with the needs of service-based businesses and professionals. It places a strong emphasis on recurring billing, payment tracking, and customizable workflows, making it the go-to choice for those who prioritize these aspects of financial management
    5. Ease of Use: Remotify’s specialized focus allows for a more streamlined and user-friendly interface. Users can quickly grasp the platform’s functionality, making it an excellent choice for individuals who want to get started with minimal learning curve.

While Xolo offers a comprehensive suite of business management services, including company setup and tax management, Remotify’s laser focus on invoicing and payment tracking makes it an outstanding alternative for freelancers and small businesses seeking a cost-effective, specialized solution that excels in these crucial areas.

 

Why are you paying more for the same service?

Remotify Reviews

Excellent

Trustpilot icon
The experience was great and seamless
The experience was great and seamless! This will be my go-to platform ! Lest I forget, the customer experience was top-notch! Go Remotify!

Anna, August 30

Trustpilot icon
Freelancer must have
I’ve been using Remotify for invoicing and receiving payments from my global clients. It became a huge time saver for me, made me worry about only for my work and not on law regulations.
Emre, July 17
Trustpilot icon
I received my payment on time
I received my payment on time, definitely a very good and reliable platform. also they provide very good support

Yağız, July 28

In conclusion, Xolo and Remotify are both powerful tools tailored to the unique needs of freelancers and small business owners. The right choice depends on your specific business goals, financial complexity, budget, and personal preferences.

It’s important to highlight that Remotify stands out as a cost-effective solution, making it an ideal choice for freelancers and small businesses keen on managing expenses. While Xolo offers a broader suite of services, Remotify’s specialized focus on invoicing not only streamlines your financial operations but also leads to significant cost savings without sacrificing essential invoicing features.

So, whether you prioritize comprehensive business management or cost-effective, specialized invoicing, both platforms are designed to simplify your entrepreneurial journey, allowing you to focus on what you do best—your work.

Xolo Go vs Remotify

Pricing and features are based on publicly available data as of 2026 and may change. Always verify with the provider.

Key takeaways:

  • Lower total cost: Remotify starts from 2.5% (typical ~4%) with no hidden add-ons for the same service scope.

  • Global by default: 100+ currencies, payouts via SEPA & SWIFT, plus Wise / Revolut and Payoneer/PayPal workflows where relevant.

  • Invoice without a company: We issue VAT-compliant invoices as a legal intermediary (reseller / MoR-style).

  • Human support, fast responses: Real people handle your case; we can negotiate custom deals for volume or special flows.

  • Fairness: Xolo Go is a solid product this page highlights where Remotify is a better fit for global freelancers.

Side-by-Side Comparison (2026) Xolo Go vs Remotify

Feature

Xolo Go

Remotify (Best Xolo Go Alternative)

Platform fee

5.9% flat per invoice

From 2.5% (typical ~4%), volume discounts, no hidden fees

Payout scope

SEPA-only (EU-centric)

Truly global: SEPA & SWIFT, Wise, Revolut, Payoneer workflows

Currencies

EUR focus

100+ currencies

Client geography

Works best with EU payers

Invoice anyone, anywhere

Recurring invoices

Not a focus

Yes — automated cycles

Invoice reminders

Limited

Yes — pre/post-due reminders

Onboarding

Quick

~10 minutes (signup → quick review)

Banking

Traditional bank transfers

Partner network rails (you use your own IBAN/fintech accounts)

Why Remotify Is Cheaper (Real Example)

  • €1,000 invoice
    • Xolo Go: €59 fee
    • Remotify (~4%): €40 → Save €19
  • €10,000 project
    • Xolo Go: €590
    • Remotify (~4%): €400 → Save €190

Over multiple projects, this difference becomes substantial.

Pricing at a Glance (2026)

Remotify: from 2.5% (typical ~4%)

Xolo Go: 5.9% flat

Savings: ~1.9%–3.4% per invoice

Subscription: none required

FX/payout costs: depend on method (SEPA cheapest, SWIFT varies)

Why Freelancers Choose Remotify

Global-first payments

Work with clients anywhere—not just SEPA countries.

Better cash flow

Automated invoicing + reminders reduce delays.

No company needed

Remotify handles compliance via intermediary invoicing.

Human support

Real assistance + custom pricing options for high-volume users.

Frequently Asked Questions — Xolo Go vs Remotify

Is Remotify really cheaper?

Yes. Most freelancers save 1.9%–3.4% per invoice, which adds up quickly.

Can I invoice clients outside Europe?

  • Remotify: Yes (global support)
  • Xolo Go: Limited due to SEPA-only payouts

Do I need a registered company?

No. Both platforms allow invoicing without a company.

What if I only work with EU clients?

Remotify is still cheaper due to lower fees—even with SEPA payments only.

Is Remotify a bank?

No. Payments are processed through regulated financial partners.

  • Lower total cost: Remotify starts from 2.5% (typical ~4%) with no hidden add-ons for the same service scope.

  • Global by default: 100+ currencies, payouts via SEPA & SWIFT, plus Wise / Revolut and Payoneer/PayPal workflows where relevant.

  • Invoice without a company: We issue VAT-compliant invoices as a legal intermediary (reseller / MoR-style).

  • Human support, fast responses: Real people handle your case; we can negotiate custom deals for volume or special flows.

  • Fairness: Xolo Go is a solid product this page highlights where Remotify is a better fit for global freelancers.

Feature

Xolo Go

Remotify (Best Xolo Go Alternative)

Platform fee

5.9% flat per invoice

From 2.5% (typical ~4%), volume discounts, no hidden fees

Payout scope

SEPA-only (EU-centric)

Truly global: SEPA & SWIFT, Wise, Revolut, Payoneer workflows

Currencies

EUR focus

100+ currencies

Client geography

Works best with EU payers

Invoice anyone, anywhere

Recurring invoices

Not a focus

Yes — automated cycles

Invoice reminders

Limited

Yes — pre/post-due reminders

Onboarding

Quick

~10 minutes (signup → quick review)

Banking

Traditional bank transfers

Partner network rails (you use your own IBAN/fintech accounts)

  • €1,000 invoice
    • Xolo Go: €59 fee
    • Remotify (~4%): €40 → Save €19
  • €10,000 project
    • Xolo Go: €590
    • Remotify (~4%): €400 → Save €190

Over multiple projects, this difference becomes substantial.

Remotify: from 2.5% (typical ~4%)

Xolo Go: 5.9% flat

Savings: ~1.9%–3.4% per invoice

Subscription: none required

FX/payout costs: depend on method (SEPA cheapest, SWIFT varies)

Global-first payments

Work with clients anywhere—not just SEPA countries.

Better cash flow

Automated invoicing + reminders reduce delays.

No company needed

Remotify handles compliance via intermediary invoicing.

Human support

Real assistance + custom pricing options for high-volume users.

Is Remotify really cheaper?

Yes. Most freelancers save 1.9%–3.4% per invoice, which adds up quickly.

Can I invoice clients outside Europe?

  • Remotify: Yes (global support)
  • Xolo Go: Limited due to SEPA-only payouts

Do I need a registered company?

No. Both platforms allow invoicing without a company.

What if I only work with EU clients?

Remotify is still cheaper due to lower fees—even with SEPA payments only.

Is Remotify a bank?

No. Payments are processed through regulated financial partners.